[jct842]

I use a card for every thing, even a cup of coffee at micky d's. Get from 1 to 3% back on card, pay it off every month and never charge more than I already have in the checking account. Then I get interest for that money thats in the bank for the month too while I use the credit card money. It took me a long time to save up enough to be one month a head on bills but now that I am there its nice. What I save probably fills a scooter once or twice a month.